Mortgage Services
Home Purchase
Our mortgage options are designed to provide security and peace of mind, ensuring that our clients find the best financial solution for their needs.
Refinancing Solutions
No matter the reason we are here to help find you the best product at the lowest cost.
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Renovations
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Equity Take out
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Debt Consolidation
Reverse Mortgages
Our financial consultation services are aimed at optimizing mortgage terms and payments to align with our clients' financial goals and aspirations.
Construction Loan
We offer construction financing through several avanues to allow us to taylor the financing to the unique needs of your project.
Debt Consolidation
I will review your financial position and find the best solution to allow you to get your finances back on track.
About Me
10+ years combined experience working with financial institutions, lenders, home owners and in business finance. I am committed to the highest standard of customer care and service at all stages of my customers mortgage journey.
My goal is to listen to your needs and find the perfect solution to save you time and money to help you achieve your financial goals.
What I believe sets me apart is that I not just here to get you the best interest rate, I take will take the time understand whole picture, breakdown the fine print, build structured taylored solutions and build a long lasting relationships.
As a business owner, homeowner and divorced parent of 4 children I understand that life can be unpredictable. While I am happy to arrange a single mortgage for you, my passion is to be a lifelong financial guide. Helping you make informed decisions at every stage.
My goal is to have an positive impact on my customers lives as well as the community around me through mortgages, mentorship, and community service.
MY PROCESS IS SIMPLE
First Step
Start the conversation
The best place to start is connect with me directly. All mortgages are personal and can be overwhelming. My commitment to you is that I will listen to your needs and goals, assess your financial situation, then provide you with a plan to move forward to meet you needs.
Let’s talk
Step Two
Find the best options
Now that we have had a look at your financial situation and future goals, we will consider a variety of options available to you. I will breakdown the options for you in easy to understand terms. I will outline what documents are required to qualify for a mortgage, negitiate with the lenders on your behalf and arrange a mortgage the best suites you requirements.
FIND A SOLUTION
Step Three
Relax I have you covered
Once we have arranged your mortgage that best suites your requirments, your not alone. I am your mortgage professional for life. Whenever you have question in the years to come, I will always be availalble for YOU. I will setup a meeting every year to assess if you are still in the right mortgage product to meet your goals. Your mortgage should work for you.
Now Relax
CLIENT STORIES
''Stephen explained all of our options in a concise way showing us the actual cost of each lenders offer which made deciding on the mortgage that was right for us very easy''
Jason May
''I highly recommend Stephen for his expertise in mortgage refinancing. His comprehensive approach provided a smooth transition to a new mortgage with a better rate and terms.''
Paul West
''We had a very tight timeline to complete our mortgage for the puchase of you home and Stephen worked us an approval more quickly then expected and made sure everything was explained to us throughout the process.''
Rick Elliot